New Hampshire mortgage data
In 2025, lenders originated 12,395 home-purchase mortgages on principal residences in New Hampshire, with a median loan of $405,000. One percent of that median loan is $4,050.
That one percent is the expected agent-MLO figure: what a real-estate agent who is also the licensed loan originator on a deal would expect per median loan here at an expected ~100 bps, before any adjustment for the loan or the plan. The median total loan costs the buyer paid, $4,680, is the cost of the whole loan on the Closing Disclosure, not any one party's fee.
- Home-purchase loans in 2025
- 12,395
- Median loan
- $405,000
- Expected agent-MLO figure, one percent of the median loan
- $4,0501what the agent who is also the loan originator would expect on the median loan at an expected ~100 bps
- Median total loan costs
- $4,68011,859 of 12,395 loans report costs
- Lenders that originated here
- 319
- Came through a broker or other third party
- 22.4%12,141 loans report the channel
By county
9 counties have a page of their own. 1 more county had fewer than 250 loans, 214 in all, and are counted in the state figures above without a page of their own.
| County | Loans | Median loan |
|---|---|---|
| Hillsborough County | 3,774 | $425,000 |
| Rockingham County | 3,095 | $465,000 |
| Merrimack County | 1,504 | $385,000 |
| Strafford County | 1,209 | $375,000 |
| Cheshire County | 626 | $315,000 |
| Grafton County | 618 | $345,000 |
| Belknap County | 567 | $375,000 |
| Carroll County | 446 | $365,000 |
| Sullivan County | 337 | $305,000 |
Who lends in the state
| Lender kind | Loans | Share |
|---|---|---|
| Banks, thrifts and their mortgage subsidiaries | 2,899 | 23.4% |
| Independent mortgage companies | 8,383 | 67.6% |
| Credit unions | 1,113 | 9.0% |
| Program | Loans | Share |
|---|---|---|
| FHA | 1,293 | 10.4% |
| VA | 1,081 | 8.7% |
| Conventional and other | 10,021 | 80.8% |
| Lender | Kind | Loans | Share |
|---|---|---|---|
| CMG Mortgage Inc | Independent mortgage company | 1,603 | 12.9% |
| United Wholesale Mortgage | Independent mortgage company | 1,019 | 8.2% |
| EMM Loans LLC | Independent mortgage company | 661 | 5.3% |
| Fairway Independent Mort Corp | Independent mortgage company | 470 | 3.8% |
| Guild Mortgage Company | Independent mortgage company | 453 | 3.7% |
Counts of loans each lender filed under HMDA. A lender's place in this table is a count, not a rating or a recommendation.
How these numbers were made
Source: the Consumer Financial Protection Bureau's public HMDA Snapshot National Loan-Level Dataset for 2025, the loan-level file every covered mortgage lender files under the Home Mortgage Disclosure Act, as published by the FFIEC. Lender names and kinds come from the same release's transmittal sheet.
Filter: loans with action taken 1 (originated), loan purpose 1 (home purchase), occupancy type 1 (principal residence), lien status 1 (first lien), and not a reverse mortgage, not an open-end line of credit and not for a business or commercial purpose (each coded 2, or 1111 where the filer is exempt from reporting it). Refinances, second homes, investment properties, second liens, reverse mortgages, home equity lines, business-purpose loans and applications that did not close are not counted. Every figure on this page is over those loans in this state, including counties too small for a page of their own.
Rounding: the public file rounds each loan amount to the midpoint of its $10,000 band, so every amount ends in 5,000. Total loan costs are reported by most but not all lenders, and the costs median is over the loans that report them. A county gets a page at 250 or more home-purchase loans in the year, and a smaller county is counted in its state's figures. Lender kind follows the agency each lender files HMDA with, read from the name where that agency supervises more than one kind. A loan came through a broker or other third party when the lender reports the application was not submitted to it directly, which HMDA does not split further.
The same row of data is available as CSV and plain text. The data refreshes each June when the prior year's file is published. Built 2026-10-15.