Tennessee transfer tax calculator
Realty transfer tax of $0.37 per $100 of consideration. Mortgage tax of $0.115 per $100 of indebtedness over $2,000.
Reviewed October 15, 2026. The math is shown line by line.
Tennessee transfer tax on a $287,000 sale
- State realty transfer taxbuyer pays$1,061.90$287,000 ÷ $100 = 2,870 units × $0.37 = $1,061.90
- buyer pays
- $1,061.90
- Total transfer tax
- $1,061.90
Statutory transfer taxes on a $287,000 sale, as of the reviewed date. Who pays is custom and contract outside the statute’s primary liability. Local taxes described above are not in this figure unless listed as a line. Recording fees, title and attorney charges are separate.
The rule behind the numbers
- Transfer tax
- Realty transfer tax of $0.37 per $100 of consideration. Mortgage tax of $0.115 per $100 of indebtedness over $2,000. Source: tn.gov
- Who customarily pays
- Buyer customarily pays both recordation taxes. Source: tn.gov
- Local transfer taxes
- Not stated. No official source confirmed this yet.
Sources
Ike Mortgage LLC. NMLS ID pending. For licensing information, go to: www.nmlsconsumeraccess.org. Nothing on this page is a loan payment, rate, term or down payment, and nothing here is a Loan Estimate.