New Jersey transfer tax calculator
Realty transfer fee paid by the seller, per $500 of consideration, on two schedules. Up to $350,000: $2.00 on the first $150,000, $3.35 from $150,000 to $200,000 and $3.90 from $200,000 to $350,000. Over $350,000: $2.90 on the first $150,000, $4.25 to $200,000, $4.80 to $550,000, $5.30 to $850,000, $5.80 to $1,000,000 and $6.05 above that. A graduated percent fee on the whole price applies over $1 million: 1% to $2 million, 2% to $2.5 million, 2.5% to $3 million, 3% to $3.5 million and 3.5% above. Seniors, blind and disabled sellers and low and moderate income housing pay reduced rates.
Reviewed October 15, 2026. The math is shown line by line.
New Jersey transfer tax on a $454,000 sale
- Realty transfer fee, sales up to $350,000seller pays$0$454,000 is over $350,000, so the schedule for larger sales applies instead
- Realty transfer fee, sales over $350,000seller pays$3,733.40$150,000 × 0.58% = $870, then $50,000 × 0.85% = $425, then $254,000 × 0.96% = $2,438.40, total $3,733.40
- Graduated percent fee, sales over $1 millionseller pays$0$454,000 is not over $1,000,000, so no tax applies
- seller pays
- $3,733.40
- Total transfer tax
- $3,733.40
Statutory transfer taxes on a $454,000 sale, as of the reviewed date. Who pays is custom and contract outside the statute’s primary liability. Local taxes described above are not in this figure unless listed as a line. Recording fees, title and attorney charges are separate.
The rule behind the numbers
- Transfer tax
- Realty transfer fee paid by the seller, per $500 of consideration, on two schedules. Up to $350,000: $2.00 on the first $150,000, $3.35 from $150,000 to $200,000 and $3.90 from $200,000 to $350,000. Over $350,000: $2.90 on the first $150,000, $4.25 to $200,000, $4.80 to $550,000, $5.30 to $850,000, $5.80 to $1,000,000 and $6.05 above that. A graduated percent fee on the whole price applies over $1 million: 1% to $2 million, 2% to $2.5 million, 2.5% to $3 million, 3% to $3.5 million and 3.5% above. Seniors, blind and disabled sellers and low and moderate income housing pay reduced rates. Source: nj.gov
- Who customarily pays
- Seller pays the realty transfer fee and, for sales after July 10, 2025, the graduated percent fee over $1 million. Source: nj.gov
- Local transfer taxes
- Not stated. No official source confirmed this yet.
Sources
Ike Mortgage LLC. NMLS ID pending. For licensing information, go to: www.nmlsconsumeraccess.org. Nothing on this page is a loan payment, rate, term or down payment, and nothing here is a Loan Estimate.