Property tax, transfer tax and closing costs in New Hampshire

New Hampshire: Real estate transfer tax of $0.75 per $100 of consideration, or fraction thereof, imposed on the buyer and the same on the seller, $1.50 per $100 in total, with a $20 minimum on each side. Split equally between buyer and seller by statute. Municipal revaluation at least every five years, with annual assessment as of April 1.

Reviewed October 15, 2026. Every line links its statute or official source.

What New Hampshire sets

Transfer tax: Real estate transfer tax of $0.75 per $100 of consideration, or fraction thereof, imposed on the buyer and the same on the seller, $1.50 per $100 in total, with a $20 minimum on each side. Source: revenue.nh.gov
Who customarily pays: Split equally between buyer and seller by statute. Source: revenue.nh.gov
Local transfer taxes: Not stated. No official source confirmed this yet.
Reassessment cycle: Municipal revaluation at least every five years, with annual assessment as of April 1. Source: revenue.nh.gov
Homestead and other exemptions: No general homestead exemption. Elderly exemptions and the low and moderate income homeowners property tax relief program apply. Source: revenue.nh.gov
Owner’s title policy: Not stated. No official source confirmed this yet.
How closings run: Attorney and title company closings are both common. Source: nhbar.org
Survey: Not stated. No official source confirmed this yet.
Other closing customs: Not stated. No official source confirmed this yet.

New Hampshire transfer tax on a $403,000 sale

State transfer tax, buyer sharebuyer pays$3,022.50$403,000 ÷ $100 = 4,030 units (rounded up for any fraction) × $0.75 = $3,022.50
State transfer tax, seller shareseller pays$3,022.50$403,000 ÷ $100 = 4,030 units (rounded up for any fraction) × $0.75 = $3,022.50

buyer pays: $3,022.50
seller pays: $3,022.50
Total transfer tax: $6,045

Statutory transfer taxes on a $403,000 sale, as of the reviewed date. Who pays is custom and contract outside the statute’s primary liability. Local taxes described above are not in this figure unless listed as a line. Recording fees, title and attorney charges are separate.

Open the New Hampshire transfer tax calculator, with a link to share and an embed for your site.

Typical property tax in New Hampshire

Median real-estate tax paid: $6,667 a year
Per month: $556
Median owner-occupied home value: $402,500
Effective rate they imply: 1.66%

Census American Community Survey five-year file, 2020-2024, tables B25103 and B25077, owner-occupied homes. The median bill rose 17% against the 2015-2019 file. An estimate for a typical home, not yours. Your bill depends on the parcel, its exemptions and the next reassessment.

For agents

Your buyers ask what closing costs in New Hampshire and who pays. This page answers from the statute, with the date it was checked. Send it, or embed the calculator on your own site.

Ike lets a licensed real estate agent originate the mortgage on the deals they already close. Expected compensation is about 100 basis points per eligible funded loan once licensed and sponsored. Ike is preparing licenses state by state.

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One email when New Hampshire rates, exemptions or transfer taxes change, and when the next reassessment lands.

Sources

Ike Mortgage LLC. NMLS ID pending. For licensing information, go to: www.nmlsconsumeraccess.org. Nothing on this page is a loan payment, rate, term or down payment, and nothing here is a Loan Estimate.