Property tax, transfer tax and closing costs in Georgia

Georgia: Real estate transfer tax of $1.00 for the first $1,000 and $0.10 for each additional $100 or fraction thereof. An intangible recording tax of $1.50 per $500 applies to the mortgage. Seller customarily pays the transfer tax. Buyer customarily pays the intangible tax. Annual assessment at 40% of fair market value as of January 1.

Reviewed October 15, 2026. Every line links its statute or official source.

What Georgia sets

Transfer tax: Real estate transfer tax of $1.00 for the first $1,000 and $0.10 for each additional $100 or fraction thereof. An intangible recording tax of $1.50 per $500 applies to the mortgage. Source: dor.georgia.gov
Who customarily pays: Seller customarily pays the transfer tax. Buyer customarily pays the intangible tax. Source: dor.georgia.gov
Local transfer taxes: Not stated. No official source confirmed this yet.
Reassessment cycle: Annual assessment at 40% of fair market value as of January 1. Source: dor.georgia.gov
Homestead and other exemptions: Standard homestead exemption of $2,000 of assessed value from county and school taxes, with larger local exemptions, and a statewide floating homestead that caps assessment growth at inflation unless a jurisdiction opted out (2025). Source: dor.georgia.gov
Owner’s title policy: Not stated. No official source confirmed this yet.
How closings run: Attorney closings are required. Source: gabar.org
Survey: Not stated. No official source confirmed this yet.
Other closing customs: Not stated. No official source confirmed this yet.

Georgia transfer tax on a $303,000 sale

State real estate transfer tax, first $1,000seller pays$1a fixed $1
State real estate transfer tax, each $100 above $1,000seller pays$302$303,000 less the first $1,000: $302,000 ÷ $100 = 3,020 units (rounded up for any fraction) × $0.10 = $302

seller pays: $303
Total transfer tax: $303

Statutory transfer taxes on a $303,000 sale, as of the reviewed date. Who pays is custom and contract outside the statute’s primary liability. Local taxes described above are not in this figure unless listed as a line. Recording fees, title and attorney charges are separate.

Open the Georgia transfer tax calculator, with a link to share and an embed for your site.

Typical property tax in Georgia

Median real-estate tax paid: $2,341 a year
Per month: $195
Median owner-occupied home value: $303,300
Effective rate they imply: 0.77%

Census American Community Survey five-year file, 2020-2024, tables B25103 and B25077, owner-occupied homes. The median bill rose 44% against the 2015-2019 file. An estimate for a typical home, not yours. Your bill depends on the parcel, its exemptions and the next reassessment.

For agents

Your buyers ask what closing costs in Georgia and who pays. This page answers from the statute, with the date it was checked. Send it, or embed the calculator on your own site.

Ike lets a licensed real estate agent originate the mortgage on the deals they already close. Expected compensation is about 100 basis points per eligible funded loan once licensed and sponsored. Ike is preparing licenses state by state.

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One email when Georgia rates, exemptions or transfer taxes change, and when the next reassessment lands.

Sources

Ike Mortgage LLC. NMLS ID pending. For licensing information, go to: www.nmlsconsumeraccess.org. Nothing on this page is a loan payment, rate, term or down payment, and nothing here is a Loan Estimate.