Property tax, transfer tax and closing costs in Colorado

Colorado: State documentary fee of $0.01 per $100 of consideration over $500. No state transfer tax may be added. Buyer customarily pays the documentary fee. Biennial reappraisal in odd-numbered years with a June 30 appraisal date of the prior year.

Reviewed October 15, 2026. Every line links its statute or official source.

What Colorado sets

Transfer tax: State documentary fee of $0.01 per $100 of consideration over $500. No state transfer tax may be added. Source: leg.colorado.gov
Who customarily pays: Buyer customarily pays the documentary fee. Source: denvergov.org
Local transfer taxes: Twelve resort towns levy pre-1992 real estate transfer taxes of 1% to 4%, including Aspen, Vail, Breckenridge, Avon, Telluride and Crested Butte. Source: leg.colorado.gov
Reassessment cycle: Biennial reappraisal in odd-numbered years with a June 30 appraisal date of the prior year. Source: dpt.colorado.gov
Homestead and other exemptions: Senior and disabled veteran exemption of 50% of the first $200,000 of actual value for qualifying owners. Residential assessment rate and value reduction set by statute each cycle. Source: dpt.colorado.gov
Owner’s title policy: Seller customarily pays for the owner’s title policy. Source: doi.colorado.gov
How closings run: Title company closings are customary. Source: doi.colorado.gov
Survey: Not stated. No official source confirmed this yet.
Other closing customs: Not stated. No official source confirmed this yet.

Colorado transfer tax on a $539,000 sale

State documentary feebuyer pays$53.90$539,000 ÷ $100 = 5,390 units × $0.01 = $53.90

buyer pays: $53.90
Total transfer tax: $53.90

Statutory transfer taxes on a $539,000 sale, as of the reviewed date. Who pays is custom and contract outside the statute’s primary liability. Local taxes described above are not in this figure unless listed as a line. Recording fees, title and attorney charges are separate.

Open the Colorado transfer tax calculator, with a link to share and an embed for your site.

Typical property tax in Colorado

Median real-estate tax paid: $2,602 a year
Per month: $217
Median owner-occupied home value: $539,400
Effective rate they imply: 0.48%

Census American Community Survey five-year file, 2020-2024, tables B25103 and B25077, owner-occupied homes. The median bill rose 48% against the 2015-2019 file. An estimate for a typical home, not yours. Your bill depends on the parcel, its exemptions and the next reassessment.

For agents

Your buyers ask what closing costs in Colorado and who pays. This page answers from the statute, with the date it was checked. Send it, or embed the calculator on your own site.

Ike lets a licensed real estate agent originate the mortgage on the deals they already close. Expected compensation is about 100 basis points per eligible funded loan once licensed and sponsored. Ike is preparing licenses state by state.

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One email when Colorado rates, exemptions or transfer taxes change, and when the next reassessment lands.

Sources

Ike Mortgage LLC. NMLS ID pending. For licensing information, go to: www.nmlsconsumeraccess.org. Nothing on this page is a loan payment, rate, term or down payment, and nothing here is a Loan Estimate.