kind: county
slug: new-york-saratoga
path: mortgage-data/new-york/saratoga
state: NY
stateName: New York
stateSlug: new-york
fips: 36091
name: Saratoga County
year: 2025
built: 2026-10-15
updated: 2026-06-23
threshold: 250
loans: 2095
medianLoan: 355000
onePercentOfMedian: 3550
medianTotalLoanCosts: 5479
costsReported: 1858
lenderCount: 110
bankLoans: 614
independentLoans: 947
creditUnionLoans: 534
brokerLoans: 323
channelReported: 1972
fhaLoans: 107
vaLoans: 101
topLenders: [{"name":"SEFCU Services, LLC","kind":"credit-union","loans":338},{"name":"Homestead Funding Corp.","kind":"independent","loans":296},{"name":"United Wholesale Mortgage","kind":"independent","loans":138},{"name":"Arrow Bank NA","kind":"bank","loans":136},{"name":"Trustco Bank","kind":"bank","loans":136}]
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