kind: county
slug: new-york-otsego
path: mortgage-data/new-york/otsego
state: NY
stateName: New York
stateSlug: new-york
fips: 36077
name: Otsego County
year: 2025
built: 2026-10-15
updated: 2026-06-23
threshold: 250
loans: 319
medianLoan: 185000
onePercentOfMedian: 1850
medianTotalLoanCosts: 4455
costsReported: 303
lenderCount: 57
bankLoans: 129
independentLoans: 131
creditUnionLoans: 59
brokerLoans: 40
channelReported: 309
fhaLoans: 36
vaLoans: 14
topLenders: [{"name":"Community Bank, N.A.","kind":"bank","loans":62},{"name":"Sidney Federal Credit Union","kind":"credit-union","loans":32},{"name":"Rocket Mortgage","kind":"independent","loans":21},{"name":"Nbt Bank NA","kind":"bank","loans":19},{"name":"Homestead Funding Corp.","kind":"independent","loans":18}]
sitemapWave: 3
unlisted: true