kind: county slug: minnesota-clay path: mortgage-data/minnesota/clay state: MN stateName: Minnesota stateSlug: minnesota fips: 27027 name: Clay County year: 2025 built: 2026-10-15 updated: 2026-06-23 threshold: 250 loans: 705 medianLoan: 245000 onePercentOfMedian: 2450 medianTotalLoanCosts: 5411 costsReported: 652 lenderCount: 87 bankLoans: 375 independentLoans: 261 creditUnionLoans: 69 brokerLoans: 77 channelReported: 667 fhaLoans: 116 vaLoans: 64 topLenders: [{"name":"Bell Bank","kind":"bank","loans":95},{"name":"Gate City Bank","kind":"bank","loans":85},{"name":"United Wholesale Mortgage","kind":"independent","loans":50},{"name":"Valley Mortgage, Inc.","kind":"independent","loans":37},{"name":"First Community Credit Union","kind":"credit-union","loans":28}] sitemapWave: 2 unlisted: true