kind: county slug: michigan-st-joseph path: mortgage-data/michigan/st-joseph state: MI stateName: Michigan stateSlug: michigan fips: 26149 name: St. Joseph County year: 2025 built: 2026-10-15 updated: 2026-06-23 threshold: 250 loans: 589 medianLoan: 195000 onePercentOfMedian: 1950 medianTotalLoanCosts: 4286 costsReported: 554 lenderCount: 84 bankLoans: 158 independentLoans: 352 creditUnionLoans: 79 brokerLoans: 46 channelReported: 567 fhaLoans: 129 vaLoans: 37 topLenders: [{"name":"Ruoff Mortgage Company","kind":"independent","loans":78},{"name":"Prosperity Home Mortgage, LLC","kind":"independent","loans":63},{"name":"Sturgis Bank & Trust","kind":"bank","loans":58},{"name":"Rocket Mortgage","kind":"independent","loans":25},{"name":"Union Home Mortgage Corp.","kind":"independent","loans":23}] sitemapWave: 2 unlisted: true