kind: county slug: georgia-effingham path: mortgage-data/georgia/effingham state: GA stateName: Georgia stateSlug: georgia fips: 13103 name: Effingham County year: 2025 built: 2026-10-15 updated: 2026-06-23 threshold: 250 loans: 1035 medianLoan: 315000 onePercentOfMedian: 3150 medianTotalLoanCosts: 8535 costsReported: 998 lenderCount: 140 bankLoans: 165 independentLoans: 841 creditUnionLoans: 29 brokerLoans: 317 channelReported: 1023 fhaLoans: 367 vaLoans: 275 topLenders: [{"name":"DHI Mortgage Company, LTD.","kind":"independent","loans":89},{"name":"Rocket Mortgage","kind":"independent","loans":76},{"name":"Guild Mortgage Company","kind":"independent","loans":72},{"name":"New American Funding, LLC.","kind":"independent","loans":71},{"name":"Mortgage Research Center","kind":"independent","loans":64}] sitemapWave: 2 unlisted: true